You're not really gaining anything. Gold is a store of value. However, if it gets to a point where you actually have to use your gold then its only worth what someone will trade you for it. Otherwise, all you're doing is buying an amount of value and bring it forward to a future date. I'm not saying not to buy PM, but buying it thinking you're making money is just salesmanship promotional marketing. PM value is inverse of dollar strength. Gold is the standard, whether govt wants to admit it or not, so what changes is the amount of debt tickets you need ro exchange for it.